Skimm Tested: Reviewing Life insurance with New York Life Agent

In a recent installment of the Skimm Tested series, a writer shared her experience testing out Life insurance options with a New York Life agent. The writer, a mother of a three and a half-year-old son, expressed her concerns about not having Life insurance outside of what is provided by her and her husband’s employers. Feeling guilty and embarrassed about this oversight, she jumped at the opportunity to speak with a New York Life agent to get a better understanding of what kind of Life insurance would be best for her family.

During a one-hour call with Anja Nickel, a Financial Advisor with Eagle Strategies LLC, a Registered Investment Advisor and a New York Life company, the writer discussed her family’s financial goals and explored different Life insurance options. The writer found the session to be relaxed, warm, and easy to understand. Anja took the time to explain Life insurance as the foundation of financial planning and used analogies to help the writer grasp the concepts.

One of the key takeaways from the session was the importance of being open about financial goals and priorities when meeting with a Life insurance agent. It was emphasized that clients do not need to do extensive prep work before the meeting, but having a general idea of financial stats can be helpful. Additionally, it was recommended to involve all parties, such as spouses or partners, in the discussion to ensure everyone is on the same page.

Overall, the writer left the session feeling more informed and confident about the Life insurance process. Anja assured her that she would take the information provided and tailor a Life insurance solution that meets the writer’s needs. The writer is looking forward to the next session with her husband, where they will delve into the specifics and make informed decisions about their Life insurance coverage.

In conclusion, the writer’s experience with New York Life and Anja Nickel was positive and informative. The session provided clarity on the importance of Life insurance and how it fits into overall financial planning. The writer encourages others to take the step towards securing their family’s future by exploring Life insurance options with a trusted advisor.