Best Personal Loans Available Today: Our Top Recommendations

Looking for a quick way to get some cash for unexpected expenses or debt consolidation? Personal loans might be the solution you’re looking for. Even if you have fair or poor credit, there are options available to you.

Upgrade is a great option for those with bad credit, offering loans ranging from $1,000 to $50,000. With a high customer satisfaction rating and the ability to connect to a rewards checking account, Upgrade makes getting a personal loan easy. However, be aware of the potentially high origination and other fees associated with these loans.

If you have no credit history, Upstart could be the lender for you. They offer loans from $1,000 to $50,000 and allow you to prequalify without impacting your credit score. While they do have higher fees, there is no prepayment penalty, making it a good option for building credit.

Prosper stands out for allowing co-applicants on loans, making it easier to qualify for a loan if you have a low credit score. With a maximum loan amount of $50,000 and relatively low origination fees, Prosper is a good choice for those looking for a larger loan amount.

Avant offers a variety of repayment options and a grace period for late payments, making it a flexible choice for borrowers. While they do have high fees, there are no prepayment penalties, giving you the option to pay off your loan faster.

For those looking for a secured loan, OneMain Financial allows you to use your car as collateral. While they do have high fees, they offer fast approval and funding, making it a convenient option for those in need of quick cash.

LendingPoint is another great option for fast approval and funding, with terms available for up to 72 months. While they do have fees, there are no prepayment penalties, allowing you to pay off your loan faster if you choose.

When evaluating personal loans, consider factors such as APR, fees, term length, and the amount borrowed to find the best option for your situation. With various lenders offering different products, there is a personal loan out there for everyone, regardless of credit score or financial situation.